Nations Direct Mortgage in New Hampshire vs the state
14.3%Denial rate-2.20 pts vs state
16.7%Decision denial rate-3.60 pts vs state
71.4%Origination rate+9.72 pts vs state
6.63%Median rate-0.20 pts vs state
0.10Rate spread (pts)-0.14 pts vs state
$146kMedian applicant income
20Loans originated
4Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 20 | 0.0% | 7.56% | #152 |
| 2024 | 41 | 28 | 12.2% | 6.63% | #127 |
| 2025 | 28 | 20 | 14.3% | 6.63% | #165 |
What Nations Direct Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Nations Direct Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 10 | 3 | 4 | 40.0% |
| Hillsborough County | 9 | 9 | 0 | 0.0% |
| Strafford County | 3 | 3 | 0 | 0.0% |
| Belknap County | 2 | 2 | 0 | 0.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 0 | 0 | 0.0% |
| Coos County | 1 | 1 | 0 | 0.0% |
| Cheshire County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 28 applications in 2025, of which 20 were originated and 4 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Nations Direct Mortgage originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Nations Direct Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology