Mycumortgage in West Virginia vs the state
22.2%Denial rate+1.03 pts vs state
33.3%Decision denial rate+6.67 pts vs state
33.3%Origination rate-21.46 pts vs state
6.75%Median rate+0.13 pts vs state
0.57Rate spread (pts)+0.17 pts vs state
$76kMedian applicant income
6Loans originated
4Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 7 | 42.9% | 6.63% | #211 |
| 2024 | 22 | 14 | 13.6% | 6.75% | #191 |
| 2025 | 18 | 6 | 22.2% | 6.75% | #207 |
What Mycumortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Preston County | 4 | 3 | 1 | 25.0% |
| Kanawha County | 3 | 1 | 0 | 0.0% |
| Wood County | 3 | 0 | 1 | 33.3% |
| Barbour County | 2 | 0 | 1 | 50.0% |
| Putnam County | 1 | 0 | 0 | 0.0% |
| Berkeley County | 1 | 0 | 0 | 0.0% |
| Wirt County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 18 applications in 2025, of which 6 were originated and 4 denied.
22.2% of all applications, or 33.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Mycumortgage originated in West Virginia in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology