Mortgage Center L.c in Wisconsin vs the state
8.4%Denial rate-5.62 pts vs state
10.3%Decision denial rate-6.10 pts vs state
73.4%Origination rate+5.28 pts vs state
6.50%Median rate-0.13 pts vs state
0.53Rate spread (pts)+0.41 pts vs state
$88kMedian applicant income
105Loans originated
12Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 70 | 14.0% | 7.19% | #208 |
| 2024 | 117 | 75 | 10.3% | 6.63% | #209 |
| 2025 | 143 | 105 | 8.4% | 6.50% | #214 |
What Mortgage Center L.c lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Mortgage Center L.c applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 69 | 52 | 8 | 11.6% |
| Walworth County | 34 | 23 | 3 | 8.8% |
| Waukesha County | 9 | 8 | 0 | 0.0% |
| Kenosha County | 8 | 6 | 1 | 12.5% |
| Milwaukee County | 5 | 5 | 0 | 0.0% |
| Racine County | 4 | 1 | 0 | 0.0% |
| Ozaukee County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Juneau County | 1 | 1 | 0 | 0.0% |
| Marinette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 143 applications in 2025, of which 105 were originated and 12 denied.
8.4% of all applications, or 10.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Mortgage Center L.c originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Center L.c's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology