Mortgage Access in Louisiana vs the state
0.0%Denial rate-22.17 pts vs state
0.0%Decision denial rate-28.15 pts vs state
83.3%Origination rate+31.36 pts vs state
6.63%Median rate0.00 pts vs state
0.06Rate spread (pts)-0.30 pts vs state
$166kMedian applicant income
15Loans originated
0Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 16 | 4.2% | 6.87% | #316 |
| 2024 | 32 | 22 | 3.1% | 6.88% | #275 |
| 2025 | 18 | 15 | 0.0% | 6.63% | #321 |
What Mortgage Access lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Mortgage Access applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 6 | 4 | 0 | 0.0% |
| Ascension Parish | 2 | 2 | 0 | 0.0% |
| Tangipahoa Parish | 2 | 1 | 0 | 0.0% |
| St. John the Baptist Parish | 2 | 2 | 0 | 0.0% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| Jefferson Davis Parish | 1 | 1 | 0 | 0.0% |
| St. Charles Parish | 1 | 1 | 0 | 0.0% |
| Ouachita Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 1 | 0 | 0.0% |
| St. Tammany Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 18 applications in 2025, of which 15 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Mortgage Access originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Access's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology