Mauch Chunk Trust in Pennsylvania vs the state
22.1%Denial rate+3.85 pts vs state
25.9%Decision denial rate+3.68 pts vs state
62.6%Origination rate+1.64 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
82Loans originated
29Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 73 | 28.2% | — | #288 |
| 2024 | 164 | 69 | 28.7% | — | #299 |
| 2025 | 131 | 82 | 22.1% | — | #341 |
What Mauch Chunk Trust lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Mauch Chunk Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carbon County | 73 | 50 | 16 | 21.9% |
| Schuylkill County | 40 | 22 | 7 | 17.5% |
| Monroe County | 8 | 4 | 2 | 25.0% |
| Lehigh County | 3 | 2 | 1 | 33.3% |
| Northampton County | 3 | 1 | 2 | 66.7% |
| Berks County | 2 | 1 | 1 | 50.0% |
| Luzerne County | 1 | 1 | 0 | 0.0% |
| Lycoming County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 131 applications in 2025, of which 82 were originated and 29 denied.
22.1% of all applications, or 25.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mauch Chunk Trust's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology