Longbridge Financial · Louisiana · 2025

Longbridge Financial in Louisiana: approval rate, denial rate and rates (2025)

Longbridge Financial took 46 mortgage applications in Louisiana in 2025, ranking #255 of 721 lenders active in the state. It originated 45.7% of them and denied 17.4% (25.8% of the applications it decided), against a statewide denial rate of 22.2%.

46Applicationsin LA
25.8%Decision denial ratestate 28.2%
6.00%Median ratestate 6.63%
$85,000Median loanstate $165,000
$2.3MVolume23 counties

Longbridge Financial in Louisiana vs the state

17.4%Denial rate-4.78 pts vs state
25.8%Decision denial rate-2.34 pts vs state
45.7%Origination rate-6.32 pts vs state
6.00%Median rate-0.63 pts vs state
Rate spread (pts)
$34kMedian applicant income
21Loans originated
8Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023402415.0%7.53%#263
202428143.6%6.70%#288
2025462117.4%6.00%#255

What Longbridge Financial lends in Louisiana

By loan purpose

Refinance 16 35% · 18.8% denied
Home improvement 10 22% · 10.0% denied
Other / HELOC 20 43% · 20.0% denied

By loan type

Conventional 2 4% · 50.0% denied
FHA 44 96% · 15.9% denied

Why it denied Louisiana applicants

Insufficient cash 4 50%
Collateral 2 25%
Other 1 13%
Unverifiable information 1 13%

Where in Louisiana

Counties with the most Longbridge Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson Parish 721 14.3%
St. Tammany Parish 742 28.6%
Lafayette Parish 530 0.0%
Orleans Parish 521 20.0%
Vermilion Parish 310 0.0%
Sabine Parish 201 50.0%
East Baton Rouge Parish 100 0.0%
St. Charles Parish 101 100.0%
Webster Parish 100 0.0%
Acadia Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 46 applications in 2025, of which 21 were originated and 8 denied.

17.4% of all applications, or 25.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Longbridge Financial originated in Louisiana in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology