LoanUnited.com · Wisconsin · 2025

LoanUnited.com in Wisconsin: approval rate, denial rate and rates (2025)

LoanUnited.com took 89 mortgage applications in Wisconsin in 2025, ranking #268 of 938 lenders active in the state. It originated 32.6% of them and denied 10.1% (23.7% of the applications it decided), against a statewide denial rate of 14.0%.

89Applicationsin WI
23.7%Decision denial ratestate 16.4%
6.25%Median ratestate 6.63%
$255,000Median loanstate $165,000
$8.0MVolume34 counties

LoanUnited.com in Wisconsin vs the state

10.1%Denial rate-3.90 pts vs state
23.7%Decision denial rate+7.32 pts vs state
32.6%Origination rate-35.57 pts vs state
6.25%Median rate-0.38 pts vs state
0.02Rate spread (pts)-0.10 pts vs state
$83kMedian applicant income
29Loans originated
9Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20242890.0%5.99%#380
2025892910.1%6.25%#268

What LoanUnited.com lends in Wisconsin

By loan purpose

Home purchase 17 19% · 5.9% denied
Refinance 72 81% · 11.1% denied

By loan type

Conventional 7 8% · 0.0% denied
FHA 53 60% · 13.2% denied
VA 29 33% · 6.9% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 4 44%
Other 2 22%
Credit history 2 22%
Unverifiable information 1 11%

Where in Wisconsin

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 812 25.0%
Rock County 510 0.0%
Kenosha County 540 0.0%
Dunn County 530 0.0%
Washington County 400 0.0%
Calumet County 420 0.0%
Outagamie County 430 0.0%
Barron County 421 25.0%
Brown County 410 0.0%
Waukesha County 430 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 89 applications in 2025, of which 29 were originated and 9 denied.

10.1% of all applications, or 23.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans LoanUnited.com originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology