LoanUnited.com · New Hampshire · 2025

LoanUnited.com in New Hampshire: approval rate, denial rate and rates (2025)

LoanUnited.com took 50 mortgage applications in New Hampshire in 2025, ranking #130 of 535 lenders active in the state. It originated 42.0% of them and denied 4.0% (8.7% of the applications it decided), against a statewide denial rate of 16.5%.

50Applicationsin NH
8.7%Decision denial ratestate 20.3%
5.63%Median ratestate 6.82%
$415,000Median loanstate $265,000
$9.6MVolume8 counties

LoanUnited.com in New Hampshire vs the state

4.0%Denial rate-12.49 pts vs state
8.7%Decision denial rate-11.57 pts vs state
42.0%Origination rate-19.71 pts vs state
5.63%Median rate-1.20 pts vs state
-0.31Rate spread (pts)-0.55 pts vs state
$128kMedian applicant income
21Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202419110.0%5.75%#194
202550214.0%5.63%#130

What LoanUnited.com lends in New Hampshire

By loan purpose

Home purchase 8 16% · 0.0% denied
Refinance 42 84% · 4.8% denied

By loan type

Conventional 4 8% · 0.0% denied
FHA 23 46% · 4.4% denied
VA 23 46% · 4.4% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in New Hampshire

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 2180 0.0%
Rockingham County 1371 7.7%
Grafton County 410 0.0%
Cheshire County 411 25.0%
Strafford County 320 0.0%
Merrimack County 320 0.0%
Belknap County 100 0.0%
Carroll County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 50 applications in 2025, of which 21 were originated and 2 denied.

4.0% of all applications, or 8.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans LoanUnited.com originated in New Hampshire in 2025 was 5.63%, against a statewide median of 6.82%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology