Loan Funder in Louisiana vs the state
19.0%Denial rate-3.22 pts vs state
33.6%Decision denial rate+5.49 pts vs state
37.4%Origination rate-14.60 pts vs state
7.84%Median rate+1.21 pts vs state
—Rate spread (pts)
—Median applicant income
71Loans originated
36Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 56 | 5.8% | 11.00% | #170 |
| 2024 | 225 | 64 | 16.0% | 10.99% | #93 |
| 2025 | 190 | 71 | 19.0% | 7.84% | #125 |
What Loan Funder lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 70 | 21 | 12 | 17.1% |
| East Baton Rouge Parish | 35 | 16 | 5 | 14.3% |
| Jefferson Parish | 30 | 17 | 6 | 20.0% |
| Caddo Parish | 9 | 4 | 4 | 44.4% |
| St. Tammany Parish | 7 | 2 | 2 | 28.6% |
| Lafayette Parish | 4 | 0 | 2 | 50.0% |
| Calcasieu Parish | 4 | 2 | 1 | 25.0% |
| Tangipahoa Parish | 4 | 2 | 1 | 25.0% |
| St. Bernard Parish | 4 | 1 | 0 | 0.0% |
| Ouachita Parish | 3 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 190 applications in 2025, of which 71 were originated and 36 denied.
19.0% of all applications, or 33.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Loan Funder originated in Louisiana in 2025 was 7.84%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology