Linkbank in Pennsylvania vs the state
15.7%Denial rate-2.60 pts vs state
17.2%Decision denial rate-5.01 pts vs state
71.9%Origination rate+10.94 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
197Loans originated
43Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 254 | 202 | 13.4% | — | #242 |
| 2024 | 231 | 145 | 20.4% | — | #249 |
| 2025 | 274 | 197 | 15.7% | — | #236 |
What Linkbank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Linkbank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dauphin County | 66 | 47 | 8 | 12.1% |
| Lancaster County | 42 | 30 | 8 | 19.0% |
| Cumberland County | 33 | 27 | 3 | 9.1% |
| Schuylkill County | 30 | 18 | 9 | 30.0% |
| York County | 27 | 20 | 4 | 14.8% |
| Chester County | 20 | 15 | 2 | 10.0% |
| Northumberland County | 15 | 9 | 4 | 26.7% |
| Philadelphia County | 8 | 8 | 0 | 0.0% |
| Montgomery County | 7 | 6 | 1 | 14.3% |
| Lebanon County | 3 | 1 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 274 applications in 2025, of which 197 were originated and 43 denied.
15.7% of all applications, or 17.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Linkbank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology