Lendage in Colorado vs the state
14.9%Denial rate-0.71 pts vs state
16.5%Decision denial rate-3.12 pts vs state
69.8%Origination rate+9.81 pts vs state
10.75%Median rate+4.13 pts vs state
4.69Rate spread (pts)+4.54 pts vs state
$125kMedian applicant income
206Loans originated
44Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 50 | 16.5% | 13.25% | #232 |
| 2024 | 5 | 3 | 0.0% | 9.25% | #608 |
| 2025 | 295 | 206 | 14.9% | 10.75% | #147 |
What Lendage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 40 | 30 | 5 | 12.5% |
| El Paso County | 39 | 25 | 9 | 23.1% |
| Jefferson County | 26 | 19 | 2 | 7.7% |
| Adams County | 25 | 18 | 2 | 8.0% |
| Weld County | 25 | 15 | 5 | 20.0% |
| Douglas County | 24 | 18 | 2 | 8.3% |
| Denver County | 22 | 14 | 5 | 22.7% |
| Mesa County | 16 | 14 | 2 | 12.5% |
| Pueblo County | 15 | 11 | 3 | 20.0% |
| Larimer County | 14 | 11 | 3 | 21.4% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 295 applications in 2025, of which 206 were originated and 44 denied.
14.9% of all applications, or 16.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Lendage originated in Colorado in 2025 was 10.75%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology