Land Home Financial Services in Wisconsin vs the state
7.1%Denial rate-6.87 pts vs state
9.1%Decision denial rate-7.27 pts vs state
71.4%Origination rate+3.28 pts vs state
6.81%Median rate+0.19 pts vs state
0.67Rate spread (pts)+0.55 pts vs state
$81kMedian applicant income
10Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 74 | 9.0% | 6.63% | #203 |
| 2024 | 43 | 24 | 16.3% | 6.63% | #338 |
| 2025 | 14 | 10 | 7.1% | 6.81% | #454 |
What Land Home Financial Services lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 2 | 0 | 0 | 0.0% |
| Juneau County | 2 | 2 | 0 | 0.0% |
| Kenosha County | 2 | 2 | 0 | 0.0% |
| La Crosse County | 2 | 1 | 0 | 0.0% |
| Eau Claire County | 1 | 1 | 0 | 0.0% |
| Ozaukee County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 1 | 0 | 0.0% |
| Sauk County | 1 | 1 | 0 | 0.0% |
| Waushara County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 14 applications in 2025, of which 10 were originated and 1 denied.
7.1% of all applications, or 9.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Land Home Financial Services originated in Wisconsin in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology