Land Home Financial Services in Louisiana vs the state
1.0%Denial rate-21.17 pts vs state
1.1%Decision denial rate-27.06 pts vs state
90.0%Origination rate+38.03 pts vs state
8.63%Median rate+2.00 pts vs state
0.23Rate spread (pts)-0.13 pts vs state
$77kMedian applicant income
90Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 14.3% | 6.75% | #359 |
| 2024 | 42 | 29 | 11.9% | 8.63% | #253 |
| 2025 | 100 | 90 | 1.0% | 8.63% | #178 |
What Land Home Financial Services lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 8 | 8 | 0 | 0.0% |
| Caddo Parish | 7 | 2 | 0 | 0.0% |
| Jefferson Parish | 6 | 5 | 0 | 0.0% |
| Lincoln Parish | 6 | 6 | 0 | 0.0% |
| Sabine Parish | 6 | 6 | 0 | 0.0% |
| Union Parish | 5 | 5 | 0 | 0.0% |
| Ouachita Parish | 5 | 5 | 0 | 0.0% |
| Bossier Parish | 4 | 2 | 0 | 0.0% |
| Richland Parish | 3 | 3 | 0 | 0.0% |
| St. Martin Parish | 3 | 3 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 100 applications in 2025, of which 90 were originated and 1 denied.
1.0% of all applications, or 1.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Land Home Financial Services originated in Louisiana in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology