Kohler Credit Union in Wisconsin vs the state
6.4%Denial rate-7.58 pts vs state
7.5%Decision denial rate-8.88 pts vs state
79.1%Origination rate+10.90 pts vs state
7.00%Median rate+0.38 pts vs state
0.18Rate spread (pts)+0.06 pts vs state
$100kMedian applicant income
713Loans originated
58Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 615 | 423 | 9.4% | 7.13% | #62 |
| 2024 | 709 | 501 | 12.7% | 7.38% | #63 |
| 2025 | 902 | 713 | 6.4% | 7.00% | #56 |
What Kohler Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Kohler Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sheboygan County | 453 | 360 | 26 | 5.7% |
| Manitowoc County | 233 | 185 | 17 | 7.3% |
| Ozaukee County | 97 | 76 | 6 | 6.2% |
| Washington County | 27 | 22 | 1 | 3.7% |
| Milwaukee County | 21 | 16 | 2 | 9.5% |
| Waukesha County | 16 | 13 | 0 | 0.0% |
| Fond du Lac County | 12 | 8 | 1 | 8.3% |
| Brown County | 6 | 3 | 2 | 33.3% |
| Calumet County | 6 | 5 | 0 | 0.0% |
| Oconto County | 5 | 4 | 1 | 20.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 902 applications in 2025, of which 713 were originated and 58 denied.
6.4% of all applications, or 7.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Kohler Credit Union originated in Wisconsin in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Kohler Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology