Kind Lending in Wisconsin vs the state
17.6%Denial rate+3.60 pts vs state
20.5%Decision denial rate+4.10 pts vs state
68.4%Origination rate+0.29 pts vs state
6.99%Median rate+0.37 pts vs state
0.54Rate spread (pts)+0.42 pts vs state
$116kMedian applicant income
206Loans originated
53Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 105 | 14.6% | 6.99% | #170 |
| 2024 | 205 | 141 | 18.5% | 6.99% | #138 |
| 2025 | 301 | 206 | 17.6% | 6.99% | #119 |
What Kind Lending lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 86 | 56 | 12 | 14.0% |
| Waukesha County | 42 | 32 | 5 | 11.9% |
| Racine County | 17 | 11 | 6 | 35.3% |
| Dane County | 15 | 7 | 5 | 33.3% |
| Jefferson County | 9 | 9 | 0 | 0.0% |
| Kenosha County | 9 | 6 | 2 | 22.2% |
| Dodge County | 9 | 4 | 3 | 33.3% |
| Washington County | 9 | 7 | 1 | 11.1% |
| Ozaukee County | 8 | 8 | 0 | 0.0% |
| Brown County | 7 | 5 | 1 | 14.3% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 301 applications in 2025, of which 206 were originated and 53 denied.
17.6% of all applications, or 20.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Kind Lending originated in Wisconsin in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology