Kind Lending in New Hampshire vs the state
38.0%Denial rate+21.54 pts vs state
45.0%Decision denial rate+24.73 pts vs state
46.5%Origination rate-15.23 pts vs state
7.13%Median rate+0.30 pts vs state
0.94Rate spread (pts)+0.70 pts vs state
$130kMedian applicant income
33Loans originated
27Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 27.3% | 7.63% | #222 |
| 2024 | 41 | 21 | 26.8% | 7.38% | #126 |
| 2025 | 71 | 33 | 38.0% | 7.13% | #101 |
What Kind Lending lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 21 | 11 | 8 | 38.1% |
| Hillsborough County | 18 | 8 | 6 | 33.3% |
| Strafford County | 7 | 1 | 5 | 71.4% |
| Merrimack County | 6 | 6 | 0 | 0.0% |
| Grafton County | 6 | 2 | 2 | 33.3% |
| Cheshire County | 6 | 3 | 2 | 33.3% |
| Sullivan County | 3 | 0 | 3 | 100.0% |
| Belknap County | 3 | 1 | 1 | 33.3% |
| Carroll County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 71 applications in 2025, of which 33 were originated and 27 denied.
38.0% of all applications, or 45.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Kind Lending originated in New Hampshire in 2025 was 7.13%, against a statewide median of 6.82%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology