Kiavi Funding in Wisconsin vs the state
7.9%Denial rate-6.07 pts vs state
11.1%Decision denial rate-5.28 pts vs state
62.7%Origination rate-5.45 pts vs state
9.95%Median rate+3.32 pts vs state
—Rate spread (pts)
—Median applicant income
316Loans originated
40Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 61 | 18.6% | 10.95% | #223 |
| 2024 | 218 | 165 | 5.5% | 10.95% | #133 |
| 2025 | 504 | 316 | 7.9% | 9.95% | #85 |
What Kiavi Funding lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Kiavi Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 312 | 192 | 30 | 9.6% |
| Racine County | 35 | 31 | 1 | 2.9% |
| Rock County | 29 | 5 | 0 | 0.0% |
| Waukesha County | 21 | 16 | 1 | 4.8% |
| Outagamie County | 12 | 8 | 0 | 0.0% |
| Ozaukee County | 9 | 3 | 0 | 0.0% |
| Winnebago County | 9 | 9 | 0 | 0.0% |
| Washington County | 7 | 7 | 0 | 0.0% |
| Manitowoc County | 7 | 7 | 0 | 0.0% |
| Walworth County | 6 | 3 | 2 | 33.3% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 504 applications in 2025, of which 316 were originated and 40 denied.
7.9% of all applications, or 11.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Kiavi Funding originated in Wisconsin in 2025 was 9.95%, against a statewide median of 6.63%.
About this data. Figures are Kiavi Funding's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology