Jonestown Bank and Trust Company of Jonestown Pennsylvania in Pennsylvania vs the state
9.6%Denial rate-8.67 pts vs state
10.2%Decision denial rate-12.01 pts vs state
82.1%Origination rate+21.09 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
128Loans originated
15Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 273 | 209 | 13.9% | — | #226 |
| 2024 | 160 | 107 | 18.1% | — | #306 |
| 2025 | 156 | 128 | 9.6% | — | #316 |
What Jonestown Bank and Trust Company of Jonestown Pennsylvania lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Jonestown Bank and Trust Company of Jonestown Pennsylvania applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lebanon County | 72 | 63 | 4 | 5.6% |
| Lancaster County | 38 | 27 | 7 | 18.4% |
| York County | 12 | 10 | 1 | 8.3% |
| Dauphin County | 11 | 10 | 0 | 0.0% |
| Berks County | 9 | 8 | 1 | 11.1% |
| Schuylkill County | 6 | 4 | 1 | 16.7% |
| Chester County | 3 | 3 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Bradford County | 1 | 0 | 0 | 0.0% |
| Northampton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 156 applications in 2025, of which 128 were originated and 15 denied.
9.6% of all applications, or 10.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Jonestown Bank and Trust Company of Jonestown Pennsylvania's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology