GREENSTATE Credit Union in Wisconsin vs the state
23.0%Denial rate+8.96 pts vs state
26.4%Decision denial rate+10.04 pts vs state
51.4%Origination rate-16.80 pts vs state
6.88%Median rate+0.25 pts vs state
0.34Rate spread (pts)+0.22 pts vs state
$83kMedian applicant income
190Loans originated
85Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 199 | 103 | 27.1% | 7.13% | #131 |
| 2024 | 271 | 128 | 34.7% | 6.99% | #112 |
| 2025 | 370 | 190 | 23.0% | 6.88% | #101 |
What GREENSTATE Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walworth County | 49 | 38 | 2 | 4.1% |
| Rock County | 47 | 34 | 4 | 8.5% |
| Waukesha County | 25 | 11 | 5 | 20.0% |
| Sauk County | 20 | 5 | 10 | 50.0% |
| Polk County | 17 | 2 | 11 | 64.7% |
| Eau Claire County | 15 | 3 | 6 | 40.0% |
| Kenosha County | 14 | 7 | 1 | 7.1% |
| Dane County | 14 | 9 | 0 | 0.0% |
| Milwaukee County | 13 | 12 | 0 | 0.0% |
| Barron County | 13 | 2 | 7 | 53.8% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 370 applications in 2025, of which 190 were originated and 85 denied.
23.0% of all applications, or 26.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans GREENSTATE Credit Union originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology