GoodLeap in Colorado vs the state
20.6%Denial rate+4.96 pts vs state
24.6%Decision denial rate+4.93 pts vs state
50.0%Origination rate-10.02 pts vs state
6.99%Median rate+0.37 pts vs state
0.12Rate spread (pts)-0.03 pts vs state
$78kMedian applicant income
255Loans originated
105Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 335 | 150 | 20.0% | 5.88% | #121 |
| 2024 | 366 | 194 | 17.8% | 5.88% | #116 |
| 2025 | 510 | 255 | 20.6% | 6.99% | #102 |
What GoodLeap lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 92 | 42 | 18 | 19.6% |
| Pueblo County | 57 | 28 | 10 | 17.5% |
| Jefferson County | 50 | 31 | 8 | 16.0% |
| Arapahoe County | 49 | 25 | 9 | 18.4% |
| Denver County | 47 | 25 | 7 | 14.9% |
| Adams County | 42 | 20 | 11 | 26.2% |
| Weld County | 37 | 20 | 7 | 18.9% |
| Fremont County | 21 | 9 | 7 | 33.3% |
| Larimer County | 20 | 10 | 7 | 35.0% |
| Mesa County | 19 | 5 | 5 | 26.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 510 applications in 2025, of which 255 were originated and 105 denied.
20.6% of all applications, or 24.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans GoodLeap originated in Colorado in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology