Glacier Hills Credit Union · Wisconsin · 2025

Glacier Hills Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Glacier Hills Credit Union took 182 mortgage applications in Wisconsin in 2025, ranking #172 of 938 lenders active in the state. It originated 78.6% of them and denied 7.1% (8.3% of the applications it decided), against a statewide denial rate of 14.0%.

182Applicationsin WI
8.3%Decision denial ratestate 16.4%
6.25%Median ratestate 6.63%
$125,000Median loanstate $165,000
$24MVolume13 counties

Glacier Hills Credit Union in Wisconsin vs the state

7.1%Denial rate-6.87 pts vs state
8.3%Decision denial rate-8.03 pts vs state
78.6%Origination rate+10.42 pts vs state
6.25%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.07 pts vs state
$102kMedian applicant income
143Loans originated
13Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231651155.5%6.38%#157
20241941614.6%7.00%#146
20251821437.1%6.25%#172

What Glacier Hills Credit Union lends in Wisconsin

By loan purpose

Home purchase 37 20% · 0.0% denied
Refinance 27 15% · 11.1% denied
Cash-out refinance 118 65% · 8.5% denied

By loan type

Conventional 182 100% · 7.1% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 7 54%
Credit history 4 31%
Collateral 2 15%

Where in Wisconsin

Counties with the most Glacier Hills Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 109886 5.5%
Fond du Lac County 26211 3.8%
Dodge County 1172 18.2%
Waukesha County 1081 10.0%
Milwaukee County 761 14.3%
Ozaukee County 660 0.0%
Sheboygan County 641 16.7%
Oneida County 210 0.0%
Waupaca County 100 0.0%
Outagamie County 101 100.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 182 applications in 2025, of which 143 were originated and 13 denied.

7.1% of all applications, or 8.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Glacier Hills Credit Union originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Glacier Hills Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology