GFA Federal Credit Union in New Hampshire vs the state
10.6%Denial rate-5.88 pts vs state
12.5%Decision denial rate-7.77 pts vs state
74.2%Origination rate+12.53 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
49Loans originated
7Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 45 | 21.9% | — | #100 |
| 2024 | 64 | 30 | 26.6% | — | #102 |
| 2025 | 66 | 49 | 10.6% | — | #106 |
What GFA Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Where in New Hampshire
Counties with the most GFA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cheshire County | 37 | 25 | 5 | 13.5% |
| Hillsborough County | 15 | 11 | 1 | 6.7% |
| Merrimack County | 4 | 4 | 0 | 0.0% |
| Strafford County | 4 | 4 | 0 | 0.0% |
| Sullivan County | 2 | 2 | 0 | 0.0% |
| Rockingham County | 2 | 1 | 1 | 50.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 66 applications in 2025, of which 49 were originated and 7 denied.
10.6% of all applications, or 12.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are GFA Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology