Gershman Investment in Kansas vs the state
17.7%Denial rate+2.62 pts vs state
26.1%Decision denial rate+7.81 pts vs state
50.0%Origination rate-13.82 pts vs state
6.50%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.10 pts vs state
$73kMedian applicant income
17Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 6 | 23.1% | 7.06% | #307 |
| 2024 | 18 | 9 | 27.8% | 6.88% | #289 |
| 2025 | 34 | 17 | 17.7% | 6.50% | #259 |
What Gershman Investment lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Gershman Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 9 | 6 | 0 | 0.0% |
| Bourbon County | 4 | 4 | 0 | 0.0% |
| Neosho County | 4 | 0 | 1 | 25.0% |
| Dickinson County | 4 | 2 | 0 | 0.0% |
| Cherokee County | 3 | 2 | 1 | 33.3% |
| Crawford County | 3 | 1 | 0 | 0.0% |
| Ford County | 2 | 0 | 2 | 100.0% |
| Geary County | 2 | 1 | 0 | 0.0% |
| Ellis County | 1 | 0 | 1 | 100.0% |
| Labette County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 34 applications in 2025, of which 17 were originated and 6 denied.
17.7% of all applications, or 26.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Gershman Investment originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Gershman Investment's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology