Genway Home Mortgage in Pennsylvania vs the state
28.2%Denial rate+9.92 pts vs state
40.7%Decision denial rate+18.53 pts vs state
41.0%Origination rate-19.93 pts vs state
7.50%Median rate+0.88 pts vs state
1.55Rate spread (pts)+1.31 pts vs state
$86kMedian applicant income
16Loans originated
11Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 6 | 53.9% | 7.56% | #663 |
| 2025 | 39 | 16 | 28.2% | 7.50% | #514 |
What Genway Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 10 | 5 | 2 | 20.0% |
| York County | 7 | 2 | 1 | 14.3% |
| Delaware County | 5 | 2 | 2 | 40.0% |
| Butler County | 2 | 0 | 0 | 0.0% |
| Clarion County | 2 | 2 | 0 | 0.0% |
| Armstrong County | 2 | 0 | 1 | 50.0% |
| Luzerne County | 2 | 0 | 2 | 100.0% |
| Lehigh County | 2 | 0 | 2 | 100.0% |
| Carbon County | 2 | 2 | 0 | 0.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 39 applications in 2025, of which 16 were originated and 11 denied.
28.2% of all applications, or 40.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Genway Home Mortgage originated in Pennsylvania in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology