Genisys Credit Union in Wisconsin vs the state
4.0%Denial rate-10.01 pts vs state
4.6%Decision denial rate-11.81 pts vs state
80.0%Origination rate+11.85 pts vs state
5.88%Median rate-0.75 pts vs state
-0.03Rate spread (pts)-0.15 pts vs state
$197kMedian applicant income
20Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 14.3% | 7.00% | #508 |
| 2024 | 6 | 4 | 16.7% | 8.62% | #534 |
| 2025 | 25 | 20 | 4.0% | 5.88% | #396 |
What Genisys Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 5 | 4 | 0 | 0.0% |
| La Crosse County | 4 | 3 | 0 | 0.0% |
| Dane County | 3 | 3 | 0 | 0.0% |
| Brown County | 3 | 3 | 0 | 0.0% |
| Pierce County | 3 | 3 | 0 | 0.0% |
| Waukesha County | 3 | 3 | 0 | 0.0% |
| Oneida County | 1 | 0 | 1 | 100.0% |
| Outagamie County | 1 | 0 | 0 | 0.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
| Eau Claire County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 25 applications in 2025, of which 20 were originated and 1 denied.
4.0% of all applications, or 4.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Genisys Credit Union originated in Wisconsin in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology