Forte Bank · Wisconsin · 2025

Forte Bank in Wisconsin: approval rate, denial rate and rates (2025)

Forte Bank took 155 mortgage applications in Wisconsin in 2025, ranking #188 of 938 lenders active in the state. It originated 84.5% of them and denied 5.2% (5.3% of the applications it decided), against a statewide denial rate of 14.0%.

155Applicationsin WI
5.3%Decision denial ratestate 16.4%
Median ratestate 6.63%
$255,000Median loanstate $165,000
$47MVolume17 counties

Forte Bank in Wisconsin vs the state

5.2%Denial rate-8.85 pts vs state
5.3%Decision denial rate-11.06 pts vs state
84.5%Origination rate+16.37 pts vs state
Median rate
Rate spread (pts)
$116kMedian applicant income
131Loans originated
8Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231028010.8%#215
20241119311.7%#219
20251551315.2%#188

What Forte Bank lends in Wisconsin

By loan purpose

Home purchase 84 54% · 3.6% denied
Refinance 47 30% · 2.1% denied
Cash-out refinance 8 5% · 25.0% denied
Home improvement 10 6% · 0.0% denied
Other / HELOC 6 4% · 33.3% denied

By loan type

Conventional 154 99% · 5.2% denied
FHA 1 1% · 0.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 5 63%
Collateral 1 13%
Credit history 1 13%
Other 1 13%

Where in Wisconsin

Counties with the most Forte Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 79605 6.3%
Milwaukee County 24240 0.0%
Dodge County 16142 12.5%
Waukesha County 981 11.1%
Sheboygan County 860 0.0%
Winnebago County 330 0.0%
Kenosha County 220 0.0%
Racine County 220 0.0%
Fond du Lac County 220 0.0%
Door County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 155 applications in 2025, of which 131 were originated and 8 denied.

5.2% of all applications, or 5.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Forte Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology