First Savings Bank in Pennsylvania vs the state
25.0%Denial rate+6.71 pts vs state
30.0%Decision denial rate+7.79 pts vs state
50.0%Origination rate-10.96 pts vs state
7.63%Median rate+1.00 pts vs state
0.37Rate spread (pts)+0.13 pts vs state
$233kMedian applicant income
6Loans originated
3Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 73 | 11.2% | 6.88% | #346 |
| 2024 | 25 | 10 | 52.0% | 7.63% | #578 |
| 2025 | 12 | 6 | 25.0% | 7.63% | #671 |
What First Savings Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chester County | 2 | 1 | 1 | 50.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Delaware County | 2 | 0 | 1 | 50.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Mifflin County | 1 | 0 | 0 | 0.0% |
| Blair County | 1 | 0 | 1 | 100.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 12 applications in 2025, of which 6 were originated and 3 denied.
25.0% of all applications, or 30.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans First Savings Bank originated in Pennsylvania in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology