First Community Bank · Wisconsin · 2025

First Community Bank in Wisconsin: approval rate, denial rate and rates (2025)

First Community Bank took 103 mortgage applications in Wisconsin in 2025, ranking #252 of 938 lenders active in the state. It originated 94.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

103Applicationsin WI
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$215,000Median loanstate $165,000
$24MVolume14 counties

First Community Bank in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
94.2%Origination rate+26.02 pts vs state
Median rate
Rate spread (pts)
$120kMedian applicant income
97Loans originated
0Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202377740.0%#250
202497940.0%#237
2025103970.0%#252

What First Community Bank lends in Wisconsin

By loan purpose

Home purchase 61 59% · 0.0% denied
Refinance 18 17% · 0.0% denied
Cash-out refinance 14 14% · 0.0% denied
Home improvement 6 6% · 0.0% denied
Other / HELOC 4 4% · 0.0% denied

By loan type

Conventional 103 100% · 0.0% denied

Where in Wisconsin

Counties with the most First Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rock County 75710 0.0%
Jefferson County 870 0.0%
Dane County 660 0.0%
Walworth County 320 0.0%
Lincoln County 220 0.0%
Milwaukee County 110 0.0%
Washington County 110 0.0%
Iron County 110 0.0%
Sauk County 110 0.0%
Price County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 103 applications in 2025, of which 97 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First Community Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology