Firefighters First Federal Credit Union in Washington vs the state
16.7%Denial rate+1.02 pts vs state
22.9%Decision denial rate+3.32 pts vs state
56.3%Origination rate-4.81 pts vs state
7.75%Median rate+1.13 pts vs state
0.63Rate spread (pts)+0.44 pts vs state
$193kMedian applicant income
27Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 16 | 0.0% | 8.38% | #380 |
| 2024 | 25 | 20 | 4.0% | 8.38% | #350 |
| 2025 | 48 | 27 | 16.7% | 7.75% | #299 |
What Firefighters First Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 11 | 7 | 1 | 9.1% |
| Snohomish County | 11 | 6 | 2 | 18.2% |
| King County | 7 | 5 | 0 | 0.0% |
| Whatcom County | 4 | 3 | 0 | 0.0% |
| Clark County | 3 | 1 | 1 | 33.3% |
| Skagit County | 2 | 1 | 1 | 50.0% |
| Clallam County | 2 | 1 | 0 | 0.0% |
| Klickitat County | 1 | 1 | 0 | 0.0% |
| Cowlitz County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 48 applications in 2025, of which 27 were originated and 8 denied.
16.7% of all applications, or 22.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Firefighters First Federal Credit Union originated in Washington in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology