Everett Financial in Kansas vs the state
6.0%Denial rate-9.06 pts vs state
10.5%Decision denial rate-7.75 pts vs state
50.8%Origination rate-13.07 pts vs state
6.63%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.19 pts vs state
$86kMedian applicant income
34Loans originated
4Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 43 | 15.9% | 7.06% | #100 |
| 2024 | 48 | 36 | 0.0% | 7.13% | #207 |
| 2025 | 67 | 34 | 6.0% | 6.63% | #199 |
What Everett Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 23 | 17 | 1 | 4.3% |
| Sedgwick County | 14 | 3 | 2 | 14.3% |
| Wyandotte County | 5 | 4 | 0 | 0.0% |
| Leavenworth County | 3 | 2 | 0 | 0.0% |
| Riley County | 3 | 1 | 1 | 33.3% |
| Dickinson County | 2 | 0 | 0 | 0.0% |
| Shawnee County | 2 | 0 | 0 | 0.0% |
| Neosho County | 2 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 0 | 0.0% |
| Barton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 67 applications in 2025, of which 34 were originated and 4 denied.
6.0% of all applications, or 10.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Everett Financial originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology