Equity Prime Mortgage · New Hampshire · 2025

Equity Prime Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Equity Prime Mortgage took 53 mortgage applications in New Hampshire in 2025, ranking #121 of 535 lenders active in the state. It originated 41.5% of them and denied 5.7% (12.0% of the applications it decided), against a statewide denial rate of 16.5%.

53Applicationsin NH
12.0%Decision denial ratestate 20.3%
6.44%Median ratestate 6.82%
$345,000Median loanstate $265,000
$8.6MVolume9 counties

Equity Prime Mortgage in New Hampshire vs the state

5.7%Denial rate-10.83 pts vs state
12.0%Decision denial rate-8.27 pts vs state
41.5%Origination rate-20.20 pts vs state
6.44%Median rate-0.38 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$102kMedian applicant income
22Loans originated
3Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318100.0%6.94%#169
202429163.5%6.69%#148
202553225.7%6.44%#121

What Equity Prime Mortgage lends in New Hampshire

By loan purpose

Home purchase 8 15% · 0.0% denied
Refinance 5 9% · 0.0% denied
Cash-out refinance 40 75% · 7.5% denied

By loan type

FHA 38 72% · 5.3% denied
VA 15 28% · 6.7% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 2 67%
Other 1 33%

Where in New Hampshire

Counties with the most Equity Prime Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 1381 7.7%
Hillsborough County 1341 7.7%
Merrimack County 720 0.0%
Grafton County 420 0.0%
Coos County 400 0.0%
Sullivan County 430 0.0%
Strafford County 320 0.0%
Carroll County 311 33.3%
Belknap County 200 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 53 applications in 2025, of which 22 were originated and 3 denied.

5.7% of all applications, or 12.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Equity Prime Mortgage originated in New Hampshire in 2025 was 6.44%, against a statewide median of 6.82%.

About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology