Discover Bank in Nevada vs the state
54.4%Denial rate+36.97 pts vs state
77.1%Decision denial rate+54.88 pts vs state
15.8%Origination rate-41.95 pts vs state
8.73%Median rate+2.11 pts vs state
2.18Rate spread (pts)+1.89 pts vs state
$108kMedian applicant income
157Loans originated
542Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,049 | 534 | 44.9% | 9.24% | #7 |
| 2024 | 3,014 | 561 | 51.5% | 8.86% | #7 |
| 2025 | 996 | 157 | 54.4% | 8.73% | #32 |
What Discover Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Discover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 817 | 118 | 455 | 55.7% |
| Washoe County | 107 | 27 | 54 | 50.5% |
| Nye County | 22 | 3 | 11 | 50.0% |
| Douglas County | 13 | 1 | 9 | 69.2% |
| Carson City | 13 | 1 | 4 | 30.8% |
| Lyon County | 12 | 3 | 4 | 33.3% |
| Elko County | 4 | 2 | 2 | 50.0% |
| Churchill County | 3 | 1 | 2 | 66.7% |
| Humboldt County | 2 | 0 | 0 | 0.0% |
| White Pine County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 996 applications in 2025, of which 157 were originated and 542 denied.
54.4% of all applications, or 77.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Discover Bank originated in Nevada in 2025 was 8.73%, against a statewide median of 6.63%.
About this data. Figures are Discover Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology