Diamond Residential Mortgage in Wisconsin vs the state
7.6%Denial rate-6.43 pts vs state
8.7%Decision denial rate-7.62 pts vs state
71.6%Origination rate+3.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.53Rate spread (pts)+0.41 pts vs state
$85kMedian applicant income
151Loans originated
16Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 269 | 189 | 4.8% | 7.00% | #109 |
| 2024 | 198 | 144 | 5.6% | 6.99% | #143 |
| 2025 | 211 | 151 | 7.6% | 6.75% | #155 |
What Diamond Residential Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Diamond Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walworth County | 72 | 48 | 5 | 6.9% |
| Milwaukee County | 42 | 29 | 5 | 11.9% |
| Kenosha County | 33 | 28 | 1 | 3.0% |
| Racine County | 28 | 17 | 5 | 17.9% |
| Waukesha County | 8 | 6 | 0 | 0.0% |
| Rock County | 7 | 7 | 0 | 0.0% |
| Buffalo County | 5 | 3 | 0 | 0.0% |
| Eau Claire County | 3 | 3 | 0 | 0.0% |
| Pepin County | 2 | 1 | 0 | 0.0% |
| Marquette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 211 applications in 2025, of which 151 were originated and 16 denied.
7.6% of all applications, or 8.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Diamond Residential Mortgage originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Diamond Residential Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology