Delmar Financial in Pennsylvania vs the state
0.0%Denial rate-18.29 pts vs state
0.0%Decision denial rate-22.21 pts vs state
64.3%Origination rate+3.33 pts vs state
6.13%Median rate-0.50 pts vs state
-0.11Rate spread (pts)-0.34 pts vs state
$112kMedian applicant income
9Loans originated
0Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 0.0% | 7.38% | #715 |
| 2024 | 11 | 5 | 9.1% | 6.25% | #684 |
| 2025 | 14 | 9 | 0.0% | 6.13% | #641 |
What Delmar Financial lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 4 | 2 | 0 | 0.0% |
| Westmoreland County | 2 | 2 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 0 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
| Luzerne County | 1 | 1 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 14 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Delmar Financial originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology