Consumers Cooperative Credit Union · Wisconsin · 2025

Consumers Cooperative Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 92 mortgage applications in Wisconsin in 2025, ranking #262 of 938 lenders active in the state. It originated 81.5% of them and denied 7.6% (8.1% of the applications it decided), against a statewide denial rate of 14.0%.

92Applicationsin WI
8.1%Decision denial ratestate 16.4%
6.25%Median ratestate 6.63%
$135,000Median loanstate $165,000
$14MVolume16 counties

Consumers Cooperative Credit Union in Wisconsin vs the state

7.6%Denial rate-6.40 pts vs state
8.1%Decision denial rate-8.22 pts vs state
81.5%Origination rate+13.37 pts vs state
6.25%Median rate-0.38 pts vs state
-0.20Rate spread (pts)-0.32 pts vs state
$103kMedian applicant income
75Loans originated
7Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023825511.0%8.00%#244
20241018012.9%6.63%#231
202592757.6%6.25%#262

What Consumers Cooperative Credit Union lends in Wisconsin

By loan purpose

Home purchase 33 36% · 9.1% denied
Refinance 6 7% · 0.0% denied
Cash-out refinance 50 54% · 8.0% denied
Home improvement 2 2% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 92 100% · 7.6% denied

Why it denied Wisconsin applicants

Collateral 2 29%
Debt-to-income ratio 2 29%
Credit history 2 29%
Other 1 14%

Where in Wisconsin

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kenosha County 48413 6.3%
Walworth County 871 12.5%
Racine County 740 0.0%
Milwaukee County 660 0.0%
Rock County 541 20.0%
Waukesha County 311 33.3%
Ozaukee County 330 0.0%
Washington County 220 0.0%
Sauk County 210 0.0%
Barron County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 92 applications in 2025, of which 75 were originated and 7 denied.

7.6% of all applications, or 8.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Consumers Cooperative Credit Union originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology