Citibank in Nevada vs the state
22.6%Denial rate+5.16 pts vs state
46.4%Decision denial rate+24.21 pts vs state
25.5%Origination rate-32.20 pts vs state
6.38%Median rate-0.25 pts vs state
0.01Rate spread (pts)-0.28 pts vs state
$107kMedian applicant income
88Loans originated
78Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 101 | 9.6% | 6.00% | #87 |
| 2024 | 323 | 109 | 23.2% | 6.50% | #65 |
| 2025 | 345 | 88 | 22.6% | 6.38% | #68 |
What Citibank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 309 | 78 | 69 | 22.3% |
| Washoe County | 22 | 6 | 6 | 27.3% |
| Douglas County | 7 | 2 | 2 | 28.6% |
| Lyon County | 3 | 0 | 1 | 33.3% |
| Elko County | 2 | 2 | 0 | 0.0% |
| Nye County | 1 | 0 | 0 | 0.0% |
| White Pine County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 345 applications in 2025, of which 88 were originated and 78 denied.
22.6% of all applications, or 46.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Citibank originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Citibank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology