CIBM Bank in Wisconsin vs the state
1.7%Denial rate-12.36 pts vs state
1.9%Decision denial rate-14.46 pts vs state
83.1%Origination rate+14.98 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)+0.06 pts vs state
$111kMedian applicant income
202Loans originated
4Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 229 | 188 | 4.4% | 6.75% | #118 |
| 2024 | 222 | 178 | 2.3% | 7.00% | #132 |
| 2025 | 243 | 202 | 1.7% | 6.63% | #134 |
What CIBM Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most CIBM Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 75 | 63 | 3 | 4.0% |
| Sheboygan County | 51 | 46 | 0 | 0.0% |
| Waukesha County | 48 | 41 | 0 | 0.0% |
| Washington County | 17 | 14 | 0 | 0.0% |
| Walworth County | 11 | 7 | 1 | 9.1% |
| Manitowoc County | 7 | 4 | 0 | 0.0% |
| Ozaukee County | 5 | 5 | 0 | 0.0% |
| Kenosha County | 4 | 4 | 0 | 0.0% |
| Calumet County | 4 | 3 | 0 | 0.0% |
| Racine County | 3 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 243 applications in 2025, of which 202 were originated and 4 denied.
1.7% of all applications, or 1.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans CIBM Bank originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CIBM Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology