Champions Funding · New Hampshire · 2025

Champions Funding in New Hampshire: approval rate, denial rate and rates (2025)

Champions Funding took 17 mortgage applications in New Hampshire in 2025, ranking #210 of 535 lenders active in the state. It originated 58.8% of them and denied 23.5% (28.6% of the applications it decided), against a statewide denial rate of 16.5%.

17Applicationsin NH
28.6%Decision denial ratestate 20.3%
7.13%Median ratestate 6.82%
$405,000Median loanstate $265,000
$4.6MVolume8 counties

Champions Funding in New Hampshire vs the state

23.5%Denial rate+7.04 pts vs state
28.6%Decision denial rate+8.30 pts vs state
58.8%Origination rate-2.89 pts vs state
7.13%Median rate+0.30 pts vs state
Rate spread (pts)
Median applicant income
10Loans originated
4Denied

What Champions Funding lends in New Hampshire

By loan purpose

Home purchase 8 47% · 25.0% denied
Cash-out refinance 9 53% · 22.2% denied

By loan type

Conventional 17 100% · 23.5% denied

Why it denied New Hampshire applicants

Collateral 2 50%
Other 1 25%
Incomplete application 1 25%

Where in New Hampshire

Counties with the most Champions Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 853 37.5%
Grafton County 211 50.0%
Rockingham County 220 0.0%
Merrimack County 100 0.0%
Cheshire County 110 0.0%
Carroll County 110 0.0%
Sullivan County 100 0.0%
Belknap County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 17 applications in 2025, of which 10 were originated and 4 denied.

23.5% of all applications, or 28.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Champions Funding originated in New Hampshire in 2025 was 7.13%, against a statewide median of 6.82%.

About this data. Figures are Champions Funding's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology