Champions Funding · Louisiana · 2025

Champions Funding in Louisiana: approval rate, denial rate and rates (2025)

Champions Funding took 79 mortgage applications in Louisiana in 2025, ranking #200 of 721 lenders active in the state. It originated 54.4% of them and denied 27.9% (33.9% of the applications it decided), against a statewide denial rate of 22.2%.

79Applicationsin LA
33.9%Decision denial ratestate 28.2%
7.63%Median ratestate 6.63%
$265,000Median loanstate $165,000
$11MVolume14 counties

Champions Funding in Louisiana vs the state

27.9%Denial rate+5.68 pts vs state
33.9%Decision denial rate+5.70 pts vs state
54.4%Origination rate+2.46 pts vs state
7.63%Median rate+1.00 pts vs state
Rate spread (pts)
$730kMedian applicant income
43Loans originated
22Denied

What Champions Funding lends in Louisiana

By loan purpose

Home purchase 9 11% · 55.6% denied
Refinance 19 24% · 26.3% denied
Cash-out refinance 51 65% · 23.5% denied

By loan type

Conventional 79 100% · 27.9% denied

Why it denied Louisiana applicants

Other 9 41%
Incomplete application 8 36%
Credit history 3 14%
Collateral 2 9%

Where in Louisiana

Counties with the most Champions Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 533013 24.5%
East Baton Rouge Parish 523 60.0%
Jefferson Parish 401 25.0%
Calcasieu Parish 431 25.0%
Ouachita Parish 202 100.0%
St. Tammany Parish 210 0.0%
West Baton Rouge Parish 220 0.0%
Concordia Parish 101 100.0%
Bossier Parish 110 0.0%
Lafayette Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 79 applications in 2025, of which 43 were originated and 22 denied.

27.9% of all applications, or 33.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Champions Funding originated in Louisiana in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are Champions Funding's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology