Capital Center in Pennsylvania vs the state
20.0%Denial rate+1.71 pts vs state
23.1%Decision denial rate+0.87 pts vs state
66.7%Origination rate+5.71 pts vs state
6.00%Median rate-0.63 pts vs state
-0.21Rate spread (pts)-0.45 pts vs state
$159kMedian applicant income
10Loans originated
3Denied
What Capital Center lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Capital Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 5 | 3 | 1 | 20.0% |
| Montgomery County | 2 | 1 | 1 | 50.0% |
| Lancaster County | 2 | 2 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Philadelphia County | 1 | 1 | 0 | 0.0% |
| Tioga County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
| Potter County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 15 applications in 2025, of which 10 were originated and 3 denied.
20.0% of all applications, or 23.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Capital Center originated in Pennsylvania in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Capital Center's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology