Cambridge Savings Bank in New Hampshire vs the state
16.1%Denial rate-0.36 pts vs state
17.9%Decision denial rate-2.41 pts vs state
74.2%Origination rate+12.48 pts vs state
6.49%Median rate-0.33 pts vs state
0.07Rate spread (pts)-0.17 pts vs state
$240kMedian applicant income
23Loans originated
5Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 11 | 11.8% | 6.50% | #179 |
| 2024 | 26 | 20 | 3.9% | 6.81% | #155 |
| 2025 | 31 | 23 | 16.1% | 6.49% | #161 |
What Cambridge Savings Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Cambridge Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 9 | 7 | 1 | 11.1% |
| Rockingham County | 6 | 5 | 0 | 0.0% |
| Strafford County | 5 | 3 | 1 | 20.0% |
| Carroll County | 4 | 3 | 1 | 25.0% |
| Grafton County | 4 | 3 | 1 | 25.0% |
| Coos County | 1 | 0 | 1 | 100.0% |
| Cheshire County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 31 applications in 2025, of which 23 were originated and 5 denied.
16.1% of all applications, or 17.9% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Cambridge Savings Bank originated in New Hampshire in 2025 was 6.49%, against a statewide median of 6.82%.
About this data. Figures are Cambridge Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology