Bond Street Mortgage in Pennsylvania vs the state
4.2%Denial rate-14.12 pts vs state
5.9%Decision denial rate-16.33 pts vs state
66.7%Origination rate+5.71 pts vs state
6.62%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.20 pts vs state
$126kMedian applicant income
16Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 14 | 4.6% | 6.99% | #591 |
| 2024 | 32 | 26 | 3.1% | 6.81% | #544 |
| 2025 | 24 | 16 | 4.2% | 6.62% | #581 |
What Bond Street Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Bond Street Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 6 | 2 | 1 | 16.7% |
| Northampton County | 4 | 3 | 0 | 0.0% |
| Lehigh County | 3 | 2 | 0 | 0.0% |
| Bucks County | 3 | 3 | 0 | 0.0% |
| Pike County | 2 | 2 | 0 | 0.0% |
| Luzerne County | 2 | 1 | 0 | 0.0% |
| Dauphin County | 2 | 1 | 0 | 0.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
| Philadelphia County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 24 applications in 2025, of which 16 were originated and 1 denied.
4.2% of all applications, or 5.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Bond Street Mortgage originated in Pennsylvania in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Bond Street Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology