Bethpage Federal Credit Union in Louisiana vs the state
46.7%Denial rate+24.50 pts vs state
51.9%Decision denial rate+23.70 pts vs state
43.3%Origination rate-8.64 pts vs state
6.49%Median rate-0.13 pts vs state
-0.73Rate spread (pts)-1.09 pts vs state
$150kMedian applicant income
13Loans originated
14Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 16 | 54.9% | 8.88% | #232 |
| 2024 | 46 | 14 | 56.5% | 6.99% | #243 |
| 2025 | 30 | 13 | 46.7% | 6.49% | #291 |
What Bethpage Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Bethpage Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 8 | 4 | 3 | 37.5% |
| St. Tammany Parish | 4 | 3 | 0 | 0.0% |
| East Baton Rouge Parish | 3 | 1 | 2 | 66.7% |
| Lafayette Parish | 3 | 1 | 2 | 66.7% |
| Tangipahoa Parish | 2 | 1 | 0 | 0.0% |
| Iberia Parish | 2 | 0 | 2 | 100.0% |
| Pointe Coupee Parish | 1 | 0 | 1 | 100.0% |
| Jefferson Parish | 1 | 0 | 1 | 100.0% |
| St. Charles Parish | 1 | 1 | 0 | 0.0% |
| Calcasieu Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 30 applications in 2025, of which 13 were originated and 14 denied.
46.7% of all applications, or 51.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Bethpage Federal Credit Union originated in Louisiana in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Bethpage Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology