Atlanta Postal in Pennsylvania vs the state
52.9%Denial rate+34.65 pts vs state
69.2%Decision denial rate+47.02 pts vs state
23.5%Origination rate-37.43 pts vs state
8.63%Median rate+2.00 pts vs state
0.50Rate spread (pts)+0.26 pts vs state
$94kMedian applicant income
4Loans originated
9Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 3 | 37.5% | 8.50% | #721 |
| 2025 | 17 | 4 | 52.9% | 8.63% | #623 |
What Atlanta Postal lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 4 | 0 | 4 | 100.0% |
| Crawford County | 3 | 1 | 1 | 33.3% |
| Susquehanna County | 2 | 0 | 1 | 50.0% |
| Bradford County | 1 | 0 | 1 | 100.0% |
| Clearfield County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Luzerne County | 1 | 0 | 0 | 0.0% |
| Philadelphia County | 1 | 0 | 1 | 100.0% |
| Cambria County | 1 | 0 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 17 applications in 2025, of which 4 were originated and 9 denied.
52.9% of all applications, or 69.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Atlanta Postal originated in Pennsylvania in 2025 was 8.63%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology