Armed Forces Bank in Wisconsin vs the state
29.2%Denial rate+15.16 pts vs state
38.9%Decision denial rate+22.53 pts vs state
45.8%Origination rate-22.32 pts vs state
6.00%Median rate-0.63 pts vs state
-0.26Rate spread (pts)-0.38 pts vs state
$103kMedian applicant income
11Loans originated
7Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 0.0% | 6.13% | #478 |
| 2024 | 21 | 15 | 23.8% | 6.25% | #407 |
| 2025 | 24 | 11 | 29.2% | 6.00% | #398 |
What Armed Forces Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenosha County | 4 | 1 | 1 | 25.0% |
| Brown County | 3 | 2 | 1 | 33.3% |
| Racine County | 3 | 1 | 1 | 33.3% |
| Waukesha County | 2 | 1 | 1 | 50.0% |
| Marathon County | 1 | 1 | 0 | 0.0% |
| Bayfield County | 1 | 1 | 0 | 0.0% |
| Vernon County | 1 | 1 | 0 | 0.0% |
| Walworth County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Eau Claire County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 24 applications in 2025, of which 11 were originated and 7 denied.
29.2% of all applications, or 38.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Armed Forces Bank originated in Wisconsin in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology