Ark-La-Tex Financial Services, LLC. in Wisconsin vs the state
2.9%Denial rate-11.11 pts vs state
3.3%Decision denial rate-13.06 pts vs state
83.8%Origination rate+15.62 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.17 pts vs state
$114kMedian applicant income
289Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 172 | 110 | 12.2% | 6.88% | #151 |
| 2024 | 323 | 250 | 4.0% | 6.63% | #104 |
| 2025 | 345 | 289 | 2.9% | 6.50% | #104 |
What Ark-La-Tex Financial Services, LLC. lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 87 | 67 | 5 | 5.7% |
| Waukesha County | 66 | 58 | 1 | 1.5% |
| Racine County | 38 | 32 | 0 | 0.0% |
| Brown County | 16 | 14 | 0 | 0.0% |
| Dane County | 14 | 11 | 2 | 14.3% |
| Washington County | 14 | 12 | 0 | 0.0% |
| Walworth County | 12 | 9 | 1 | 8.3% |
| Dodge County | 10 | 7 | 0 | 0.0% |
| Ozaukee County | 8 | 8 | 0 | 0.0% |
| Rock County | 7 | 6 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 345 applications in 2025, of which 289 were originated and 10 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology