Ameritrust Mortgage in Pennsylvania vs the state
6.3%Denial rate-11.98 pts vs state
12.1%Decision denial rate-10.14 pts vs state
46.0%Origination rate-15.01 pts vs state
6.88%Median rate+0.25 pts vs state
0.53Rate spread (pts)+0.29 pts vs state
$132kMedian applicant income
51Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 4 | 4.2% | 7.56% | #581 |
| 2024 | 74 | 41 | 4.1% | 8.13% | #417 |
| 2025 | 111 | 51 | 6.3% | 6.88% | #362 |
What Ameritrust Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 22 | 11 | 1 | 4.5% |
| Philadelphia County | 14 | 8 | 3 | 21.4% |
| Montgomery County | 13 | 4 | 0 | 0.0% |
| Delaware County | 8 | 3 | 0 | 0.0% |
| Chester County | 7 | 3 | 1 | 14.3% |
| Monroe County | 6 | 1 | 0 | 0.0% |
| York County | 5 | 3 | 0 | 0.0% |
| Berks County | 4 | 2 | 0 | 0.0% |
| Lehigh County | 4 | 2 | 0 | 0.0% |
| Lackawanna County | 4 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 111 applications in 2025, of which 51 were originated and 7 denied.
6.3% of all applications, or 12.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Ameritrust Mortgage originated in Pennsylvania in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology