American Pacific Mortgage · New Hampshire · 2025

American Pacific Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

American Pacific Mortgage took 34 mortgage applications in New Hampshire in 2025, ranking #152 of 535 lenders active in the state. It originated 67.7% of them and denied 17.7% (20.7% of the applications it decided), against a statewide denial rate of 16.5%.

34Applicationsin NH
20.7%Decision denial ratestate 20.3%
6.50%Median ratestate 6.82%
$265,000Median loanstate $265,000
$7.2MVolume9 counties

American Pacific Mortgage in New Hampshire vs the state

17.7%Denial rate+1.16 pts vs state
20.7%Decision denial rate+0.42 pts vs state
67.7%Origination rate+5.94 pts vs state
6.50%Median rate-0.32 pts vs state
0.75Rate spread (pts)+0.52 pts vs state
$94kMedian applicant income
23Loans originated
6Denied

What American Pacific Mortgage lends in New Hampshire

By loan purpose

Home purchase 4 12% · 0.0% denied
Refinance 3 9% · 66.7% denied
Cash-out refinance 27 79% · 14.8% denied

By loan type

Conventional 10 29% · 40.0% denied
FHA 18 53% · 11.1% denied
VA 6 18% · 0.0% denied

Why it denied New Hampshire applicants

Collateral 3 50%
Credit history 1 17%
Debt-to-income ratio 1 17%
Incomplete application 1 17%

Where in New Hampshire

Counties with the most American Pacific Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 861 12.5%
Sullivan County 523 60.0%
Hillsborough County 541 20.0%
Merrimack County 541 20.0%
Strafford County 530 0.0%
Belknap County 210 0.0%
Cheshire County 220 0.0%
Grafton County 100 0.0%
Carroll County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 34 applications in 2025, of which 23 were originated and 6 denied.

17.7% of all applications, or 20.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans American Pacific Mortgage originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.

About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology