American Financing in New Hampshire vs the state
42.2%Denial rate+25.68 pts vs state
53.0%Decision denial rate+32.76 pts vs state
30.1%Origination rate-31.59 pts vs state
6.00%Median rate-0.82 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$109kMedian applicant income
25Loans originated
35Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 16 | 25.5% | 6.81% | #109 |
| 2024 | 60 | 14 | 53.3% | 6.43% | #107 |
| 2025 | 83 | 25 | 42.2% | 6.00% | #92 |
What American Financing lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 22 | 5 | 13 | 59.1% |
| Hillsborough County | 15 | 3 | 8 | 53.3% |
| Merrimack County | 14 | 3 | 4 | 28.6% |
| Strafford County | 9 | 5 | 2 | 22.2% |
| Grafton County | 8 | 3 | 2 | 25.0% |
| Carroll County | 6 | 0 | 3 | 50.0% |
| Cheshire County | 4 | 3 | 1 | 25.0% |
| Sullivan County | 3 | 3 | 0 | 0.0% |
| Belknap County | 2 | 0 | 2 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 83 applications in 2025, of which 25 were originated and 35 denied.
42.2% of all applications, or 53.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans American Financing originated in New Hampshire in 2025 was 6.00%, against a statewide median of 6.82%.
About this data. Figures are American Financing's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology