American Financial Resources in Wisconsin vs the state
2.3%Denial rate-11.76 pts vs state
2.7%Decision denial rate-13.62 pts vs state
78.7%Origination rate+10.50 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.33 pts vs state
$97kMedian applicant income
70Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 5 | 25.0% | 7.13% | #453 |
| 2024 | 47 | 33 | 17.0% | 6.75% | #322 |
| 2025 | 89 | 70 | 2.3% | 6.63% | #267 |
What American Financial Resources lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 12 | 10 | 0 | 0.0% |
| Brown County | 10 | 8 | 0 | 0.0% |
| Outagamie County | 5 | 5 | 0 | 0.0% |
| Waukesha County | 5 | 5 | 0 | 0.0% |
| St. Croix County | 4 | 4 | 0 | 0.0% |
| Racine County | 4 | 4 | 0 | 0.0% |
| Dane County | 4 | 4 | 0 | 0.0% |
| Polk County | 4 | 4 | 0 | 0.0% |
| Sauk County | 4 | 1 | 1 | 25.0% |
| Adams County | 3 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 89 applications in 2025, of which 70 were originated and 2 denied.
2.3% of all applications, or 2.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans American Financial Resources originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology